Best Credit Cards of 2025

Compare 15 credit cards to find your perfect match

Average Rating
4.6 / 5.0
Avg Annual Fee
$176
Total Cards
15

Showing 1-12 of 15 cards

Editor's Pick

Chase Freedom Unlimited®

Chase
FDIC Insured
Welcome Offer
Earn $200 cash back
Spend $500 on purchases in your first 3 months
Cash Back
1.5%
Annual Fee
$0
APR
18.99% - 28.49%
Most cards don't give you this much cash back on everyday purchases. You get 1.5% back on everything, plus extra rewards when you eat out or buy travel.
0% Intro APR
No Annual Fee
No Foreign Fees
Credit Needed: Good to Excellent
Copiafy Score:
5.0
Editor's Pick
Limited Offer

Capital One Savor Cash Rewards Credit Card

Capital One
FDIC Insured
Welcome Offer
Earn $300 in welcome bonuses
Get a $100 travel credit in your first year, plus $200 after spending $500 in the first 3 months
Cash Back
1.0%
Annual Fee
$0
APR
18.99% - 28.99%
Very few cards give you great rewards for both grocery shopping and eating at restaurants. This one does both.
0% Intro APR
No Annual Fee
No Foreign Fees
Credit Needed: Good to Excellent
Copiafy Score:
5.0
Editor's Pick

Capital One Venture X Rewards Credit Card

Capital One
FDIC Insured
Welcome Offer
Earn 75,000 miles
Spend $4,000 in your first 3 months
Miles
Points
Annual Fee
$395
APR
19.99% - 28.99%
You get valuable perks like yearly travel credits and airport lounge access, but it costs less than other luxury travel cards.
No Foreign Fees
Premium Card
Credit Needed: Excellent
Copiafy Score:
5.0
Editor's Pick

Discover it® Secured Credit Card

Discover Bank
FDIC Insured
Welcome Offer
Cashback Match
Discover doubles all cash back earned in your first year
Cash Back
1.0%
Annual Fee
$0
APR
26.99%
This card has great cash back rewards for a secured card designed for people building credit. You earn 2% at gas stations and restaurants.
No Annual Fee
No Foreign Fees
Credit Needed: Fair
Copiafy Score:
5.0
Editor's Pick

American Express® Gold Card

American Express National Bank
FDIC Insured
Welcome Offer
Up to 100,000 points
Spend $6,000 in your first 6 months
Points
Points
Annual Fee
$325
APR
19.99% - 28.99%
If you love food and travel, this card is perfect. You earn lots of points at restaurants and grocery stores, plus you get money back each month to use on food.
No Foreign Fees
Premium Card
Credit Needed: Good to Excellent
Copiafy Score:
4.9
Editor's Pick

Chase Sapphire Preferred® Card

Chase
FDIC Insured
Welcome Offer
75,000 bonus points
Spend $5,000 in your first 3 months
Points
Points
Annual Fee
$95
APR
19.99% - 28.24%
You get excellent value from your points and earn bonus rewards in useful categories. Plus, you get money back each year for hotel stays and extra points on your anniversary.
No Foreign Fees
Credit Needed: Good to Excellent
Copiafy Score:
4.9
Editor's Pick

Chase Sapphire Reserve®

Chase
FDIC Insured
Welcome Offer
125,000 bonus points
Spend $6,000 in your first 3 months
Points
Points
Annual Fee
$795
APR
20.24% - 28.74%
If you travel a lot, this card gives you some of the best rewards and perks available. You earn tons of points and get access to airport lounges.
No Foreign Fees
Premium Card
Credit Needed: Excellent
Copiafy Score:
4.8
Editor's Pick

American Express Platinum Card®

American Express National Bank
FDIC Insured
Welcome Offer
Up to 175,000 points
Spend $8,000 in your first 6 months
Points
Points
Annual Fee
$895
APR
19.99% - 28.99%
This card has the best airport lounge access available and tons of other top-tier travel perks and credits worth almost $2,000 per year.
No Foreign Fees
Premium Card
Credit Needed: Good to Excellent
Copiafy Score:
4.8
Editor's Pick

Blue Cash Preferred® Card from American Express

American Express National Bank
FDIC Insured
Welcome Offer
Earn $250
Spend $3,000 in your first 6 months
Cash Back
1.0%
Annual Fee
$95
APR
19.99% - 28.99%
If you spend a lot at grocery stores, this card is perfect. You get 6% cash back at supermarkets, which is the highest rate available.
0% Intro APR
No Foreign Fees
Credit Needed: Good to Excellent
Copiafy Score:
4.4
Editor's Pick

Citi Custom Cash® Card

Citi
FDIC Insured
Welcome Offer
$200
Spend $1,500 in your first 6 months
Cash Back
1.0%
Annual Fee
$0
APR
17.99% - 27.99%
This card automatically gives you 5% cash back in whichever category you spend the most money each month. It is super flexible and easy to use.
No Annual Fee
No Foreign Fees
Credit Needed: Good to Excellent
Copiafy Score:
4.4
Editor's Pick

Wells Fargo Reflect® Card

Wells Fargo
FDIC Insured
Rewards
Annual Fee
$0
APR
16.99% - 28.74%
You get 21 months without paying interest on new purchases and balance transfers. Plus, the regular interest rate is lower than most cards.
0% Intro APR
No Annual Fee
Credit Needed: Good to Excellent
Copiafy Score:
4.3
Editor's Pick

Citi Double Cash® Card

Citi
FDIC Insured
Welcome Offer
$200 cash back
Spend $1,500 in your first 6 months
Cash Back
2.0%
Annual Fee
$0
APR
17.99% - 27.99%
You earn 2% cash back on everything - 1% when you buy something and another 1% when you pay your bill. Plus, you get 18 months without interest on balance transfers.
0% Intro APR
No Annual Fee
Credit Needed: Good to Excellent
Copiafy Score:
4.2
Page 1 of 2