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Tomo 30-Year Fixed Rate Mortgage

Tomo
NMLS #2059741

30-Year Fixed

4.8
Copiafy Score
Interest Rate
5.250%
0 points
APR
5.418%
Includes fees & closing costs
Monthly Payment
$2,784
On $500,000 loan
Get Pre-Approved at Tomo

Payment Example

Loan Amount
$500,000
Term
30 years
Monthly Payment
$2,784
Total Payments
$1,002,240
Total Interest
$502,240

* Example based on 5.250% interest rate with 3.000% down payment. Does not include taxes, insurance, HOA, or PMI.

Pros & Cons

Pros

    Cons

      Loan Details

      Customer Reviews

      4.8
      152 reviews

      Rate verified: 10/13/2025

      Quick Summary

      Rate
      5.250%
      APR: 5.418%
      Type: 30-Year Fixed
      Term: 30 years
      Min Down: 3.000%
      Get Pre-Approved

      Pro Tip

      Get pre-approved before house hunting. It shows sellers you're serious and can help you move quickly in competitive markets.

      About Tomo

      NMLS #2059741
      Visit Website

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      Understanding This Mortgage

      How This Rate Works

      The 5.250% interest rate is what you'll pay to borrow money. The 5.418% APR includes the rate plus fees and costs, giving you the true cost of the loan.

      Next Steps

      • • Get pre-approved to know your budget
      • • Compare rates from multiple lenders
      • • Review all fees and closing costs
      • • Lock your rate when you're ready