NBKC Bank 1 Yr CD
NBKC Bank
FDIC Insured
4.7
Copiafy Score
Annual Percentage Yield
3.75%
CD Term
1 Year
12 months
Minimum Deposit
$1,000
Example Earnings
Initial Deposit
$1,000
Term Length
1 Year
Interest Earned
+$38
Value at Maturity
$1,038
* Based on 3.75% APY compounded daily. Assumes no withdrawals before maturity.
Key Features
FDIC/NCUA Insured
Protected up to $250,000 per depositor
Fixed Rate
Guaranteed 3.75% for entire term
CD Details
Why Choose This CD?
Competitive Rate
Earn 3.75% APY, which is higher than the national average for 1 Year CDs.
Safe & Secure
Your deposit is FDIC insured up to $250,000, protecting your principal investment.
Predictable Returns
Lock in your rate for 1 Year and know exactly what you'll earn at maturity.
Rate verified: 10/8/2025
Quick Summary
APY
3.75%
Term: 1 Year
Min Deposit: $1,000
Type: Traditional
Insurance: FDIC
Pro Tip: CD Laddering
Consider opening multiple CDs with different maturity dates. This strategy gives you regular access to funds while maximizing your overall returns.
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How CDs Work
When you open a CD, you agree to keep your money deposited for a specific term. In return, the bank pays you a fixed interest rate that's typically higher than a regular savings account.
- • Fixed rate for entire term
- • FDIC/NCUA insured
- • Predictable returns
- • Early withdrawal penalties may apply
Is This CD Right for You?
CDs work best when:
- • You won't need the money before maturity
- • You want guaranteed, safe returns
- • You prefer fixed rates over variable
- • You're building an emergency fund